Commitment To Service
Complete Title Insurance Policy
Title Searches
Full Escrow Services
Document Preparation Services
Closing Services
1031 Exchange

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COMPLETE TITLE INSURANCE POLICY

Our title policies go through a vigorous search and examination process with the help of our professional staff. We offer two types of insurance policies, an owners and a mortgage policy. Before we issue any policy it becomes a report or what we call a commitment. This commitment states who the deed holder (owner) is, any outstanding liens, encumbrances and other defects which might affect the title of the property. This information is very important to you and will be used as a guideline to fulfill all the requirements to convey clear title. Upon completion of all requirements a closing will take place. After it closes, our final policy department will issue a title insurance policy. This policy sets out the new status of the title, which is insured. It will show the new ownership, if any, and incorporate all other changes which took place up to the date of closing. Separate policies are written to protect both the interests of the property owner and the lender.

Owners Land Title insurance policies are a contract of "indemnity." The policy will protect you against any hidden title hazards for as long as you own the property. Remember, many things can go wrong during the title process which can affect clear title to the property, like clerical mistakes in the public records, previously undisclosed heirs with claims against the property, a forged deed that transfers no title to real estate and many more. That is why you need a title company that has the experience, knowledge and financial backing like Owners Land Title. We can help you fix past title defects and secure your most important investment for the future.